What CPD will I need after qualification?

Ongoing learning depends on your regulated role and any membership conditions.

Sources checked 2026-10-08 · Prepared 2026-10-09

Which ongoing-learning rules apply?

ASIC's representative guidance identifies at least 20 annual continuing professional development hours for third-party home-loan credit representatives. MFAA has its own 30-hour membership-year rule. These address different obligations and should be labelled separately.

Source: Credit representatives (government regulator) · MFAA CPD rules (industry association policy, not law) · FBAA CPD activity rules (industry association policy, not law)

Should you add the figures together?

First ask the licensee and association about overlap, evidence and activity caps. The supplied FBAA activity page does not establish its universal annual total, so no total is stated here. Confirm your own renewal-year requirements.

Source: Credit representatives (government regulator) · MFAA CPD rules (industry association policy, not law) · FBAA CPD activity rules (industry association policy, not law)

What should you compare?

• Role obligation
• Membership rule
• Overlap
• Evidence

What remains unconfirmed?

Do not add different totals together without checking overlap and caps.

This is study guidance based on sources checked 8 October 2026. Confirm current rules and your individual arrangement with the relevant organisation before acting.

What can you do next?

Ask your licensee and association to confirm the rules for your first renewal year.

What else may help?

• Can Certificate IV study count towards MFAA CPD?
• How can I prepare for the Diploma while studying Certificate IV?

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AI-assisted editorial preparation from supplied official-source research. No named human author or professional sign-off is claimed.