{"@context":"https://schema.org","@graph":[{"@type":"WebPage","@id":"https://fns40821.com.au/study-desk/does-a-certificate-iv-let-me-start-giving-loan-recommendations/#page","url":"https://fns40821.com.au/study-desk/does-a-certificate-iv-let-me-start-giving-loan-recommendations/","name":"Does a Certificate IV let me start giving loan recommendations?","description":"The award alone does not authorise regulated credit activity.","inLanguage":"en-AU","isPartOf":{"@id":"https://fns40821.com.au/#website"},"about":{"@id":"https://fns40821.com.au/fns40821/#qualification"},"breadcrumb":{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://fns40821.com.au/"},{"@type":"ListItem","position":2,"name":"Study Desk","item":"https://fns40821.com.au/study-desk/"},{"@type":"ListItem","position":3,"name":"Does a Certificate IV let me start giving loan recommendations?","item":"https://fns40821.com.au/study-desk/does-a-certificate-iv-let-me-start-giving-loan-recommendations/"}]},"mainEntity":{"@id":"https://fns40821.com.au/study-desk/does-a-certificate-iv-let-me-start-giving-loan-recommendations/#article"},"dateModified":"2026-10-09"},{"@type":"WebSite","@id":"https://fns40821.com.au/#website","name":"fns40821.com.au","url":"https://fns40821.com.au/"},{"@type":"Course","@id":"https://fns40821.com.au/fns40821/#qualification","name":"Certificate IV in Finance and Mortgage Broking","courseCode":"FNS40821","sameAs":"https://training.gov.au/training/details/FNS40821","url":"https://fns40821.com.au/fns40821/"},{"@type":"Article","@id":"https://fns40821.com.au/study-desk/does-a-certificate-iv-let-me-start-giving-loan-recommendations/#article","headline":"Does a Certificate IV let me start giving loan recommendations?","description":"The award alone does not authorise regulated credit activity.","articleSection":"Authority and industry pathways","dateCreated":"2026-10-09","dateModified":"2026-10-09","inLanguage":"en-AU","mainEntityOfPage":{"@id":"https://fns40821.com.au/study-desk/does-a-certificate-iv-let-me-start-giving-loan-recommendations/#page"},"about":{"@id":"https://fns40821.com.au/fns40821/#qualification"},"citation":["https://www.asic.gov.au/for-finance-professionals/credit-licensees/credit-representatives","https://www.asic.gov.au/regulatory-resources/find-a-document/regulatory-guides/rg-206-credit-licensing-competence-and-training"]}]}